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Switching plans?

This topic has 4 replies, 1 voice, and was last updated 16 years, 1 month ago by Anonymous.

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September 24, 2006 at 3:13 pm #14175

Anonymous
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Our plan is getting out of hand with the cost and we need to switch.

Does anyone know if you switch, the reflux meds are no longer covered? Are they a pre-existing condition?

If this is the case? how can anyone switch insurance plans?

Henry’s meds alone with ins coverage are over $100/mth. I can’t imagine what it would be without coverage!!!

Can anyone help me with this?

September 24, 2006 at 4:24 pm #14180

Anonymous
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I believe if your employment changes the plan then they would cover meds. However if you are paying for your own insurance I don’t know if they would consider it a pre-existing condition. I can’t think of who it is but someone on here works for blue cross blue shield and maybe they will respond.

September 24, 2006 at 7:51 pm #14188

Anonymous
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We will be switching insurance soon too due to dh changing jobs. I talked to their benefit person and she told me preexisting conditions would be covered as long as there were no lapses in between coverages.

August 27, 2008 at 10:31 am #55776

Anonymous
Inactive

I switched coverages and to my benefit the medications were actually cheaper. It’s too bad there isn’t a place where people explain insurance coverages and issues better. It can be very confusing.

August 27, 2008 at 4:37 pm #55802

Anonymous
Inactive

As long as there is NO lapse in coverage you should be fine.
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